Why Credit Repair Can Change Your Life

Posted by wpadmin | Posted in Financial Advisement, Government, Personal Finance | Posted on 29-06-2016

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You might think bad credit only keeps you from getting a credit card or loan, but it goes furthemaxresdefault credit repairr than that. Bad credit can leave you homeless, carless, and jobless. That’s because more and more businesses are using your credit to make decisions about you. Still not convinced it’s time to get your credit act together? Credit Repair is for you.

Expert Knowledge About Credit Repair

A professional credit repair service is familiar with all laws which govern the credit industry. This means that you have an expert with intricate knowledge of the credit repair process on your side. On the other hand, you may not be familiar with all of these laws and may accidentally hurt your credit further.

Errors on Your Credit Report

According to a recent study, over 79% of credit reports contain errors, that’s almost 4 out of 5 reports. If you find that you have inaccurate information reporting on your credit report, a professional credit repair service can help you fix your credit fast.

It’s a Lengthy Process

Creditors, collection agencies, and credit bureaus use every loophole available to them to make sure that fixing your credit won’t be a fast process. They know that most consumers get discouraged and give up quite easily when faced with a long tedious process and some strongly worded legal letters.  By hiring a professional to help you repair your credit, you are retaining the services of a professional who will make sure that your credit is fixed in a legal and timely matter.

images credit repair

 

 

So honestly, Credit Repair just makes your life much much less stressful. The Sub Prime Credit Store has amazing resources that will maximize your Credit Repair experience, as well as being the one-stop-shop for all of your financial needs. Don’t let bad credit weigh down you life any longer. Take advantage of The Sub Prime Credit Store.

The post Why Credit Repair Can Change Your Life appeared first on Independent Credit Solutions.

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The Importance of Debt Validation

Posted by Willow Tufts | Posted in Financial Advisement, Personal Finance | Posted on 23-06-2016

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Debt Validation is a process of someone challenging a debt collector (collection agency or attorney) to provide written proof of the debt.

Why You Should Care About Debt Validation?

Have you ever wondered why a collection agency is legally allowed to collect your debt on behalf of the original creditor? Think of it in these terms: Even if you knew you owed Frank (original creditor) some money, and Tony (collection agency) came up to you and asked for Frank’s money – would you just hand over the cash? No. No one would. Think Paying_someone debt validationof this: how do you know that Tony is actually collecting for Frank? What legal documents does Tony have to prove that he is legally authorized to collect? And, are the fees and interest amounts accurate? How would Tony know?

Every time a debt turns into a collection it hurts your credit. Collection agencies like Tony don’t just handle a few debts; they deal with portfolios or bunches of accounts, which leads to lots of mistakes. And don’t think for one second that all the Tonys out their care about the consumer’s best interest. Collection agencies are notorious for collecting debts that have already been paid, debts that may not even be yours, and debts that are past the statute of limitations. Their focus is simply on collecting money from you. After all, that’s what they are getting paid for.

So What Should You Do?debt validation

So now that you see why Debt Validation is so important, you should act on the opportunity to get your debt validated. Don’t let the Tonys take what is yours without proper cause. The Sub Prime Credit Store has an amazing debt validation service, not to mention the 13 other services for you to build, repair, and maintain your credit and entire financial life. So don’t get taken advantage of. Take this opportunity.

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3 Reasons Budget Planning Is Important

Posted by Willow Tufts | Posted in Financial Advisement, Personal Finance | Posted on 22-06-2016

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Budgeting is the process of creating a plan to spend your money. This spending plan is called a budget. Creating this spending plan allows you to determine in advance whether you will have enough money to do the things you need to do or would like to do.

 

If you don’t have enough money to do everything you would budgetlike to do, then you can use this planning process to prioritize your spending and focus your money on the things that are most important to you. Here are some reasons you should be more focused on your personal budget and how it effects your life!

 

1. Keeping Your Eye On The Prize

Budget planning isn’t just going to help you in the short term, it will help you figure out and achieve your long term goals. A budget helps you figure out your long-term goals and work towards them. If you just drift aimlessly through life, tossing your money at every pretty, shiny object that happens catch your eye, how will you ever save up enough money to buy a car, take that trip to Aruba or put a down payment on a house?

 

2. Keeps You Frobudgetm Spending Money You Don’t Have

Far too many consumers spend money they don’t have and we can owe a lot of it to credit cards. As a matter of fact, the average credit card debt per household reached $8,329 in 2008, according to an April 2009 Nilson Report. However, if you create and stick to a budget, you’ll never find yourself in this precarious position. You’ll know exactly how much money you earn, how much you can afford to spend each month and how much you need to save.

 

3. Your Budget Can Help You Get To Retirement

Let’s say you spend your money responsibly and follow your budget to a “T”. Good for you! But aren’t you forgetting something? As important as it is to spend your money wisely today, it’s also critical to save for your future. A budget can help you do just that. It’s important to build investment contributions into your budget. If you set aside a portion of your earnings each month to donate to your IRA, 401(k) or other retirement funds, you’ll eventually build up a nice, fat nest egg. Although you may have to sacrifice a little now, it will be well worth it down the road

 

This may sound a little daunting, but there are resources for you to make this easier! The Sub Prime Credit Store helps you with budget planning as well as many many other services to assist with building and maintaining your financial life.

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Why Tax Preparation Is Important For You

Posted by Willow Tufts | Posted in Financial Advisement, Taxes | Posted on 22-06-2016

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The traditional way of filing taxes used to be so complicated, tedious, and time-consuming, but with the modern ways these days it is possible to effectively file taxes within a shorter amount of time. Since there are programs and tools that makes tax filing so much easier these days, it is now possible to have all taxes filed and done within a short amount of time. The convenience and accuracy is staggering.

 

taxThe task of filing taxes and tax returns can be quite nerve-racking for individual taxpayers. This makes tax preparation help vital to all taxpayers. At the same time, it reduces the burden of having to cope with documentation and other lengthy procedures.  It is not smart to wait until the deadline is near before you begin your tax return preparation, so don’t! Prepare now!

 

 

 

Tax Preparation For You

Having your taxes prepared for you will no out-of-pocket costs sounds great doesn’t it? Not only does it make your life easier, but it will help you credit as well!

 

But wait, there’s more!

How does an audit of the past 3 years of tax returns sound? Not only does this ensure security on your part, but they also repair allowing you to get the maximum refund for you.

Aaaaaand…

Tax advice and appointments for the upcoming year!

 

I know, sounds too good to be true. But honestly, tax preparation is available at The Sub Prime Credit Store. They are the one stop shop for you to get your financial life on track and ready to go!

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Finding the Right ZIPPY Personal Loan for Your Needs

Posted by wpadmin | Posted in Business and Corporations, Financial Advisement, Government, Personal Finance, Taxes | Posted on 09-03-2016

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Let’s be honest here: those ‘personal loans’ we keep hearing about get a nasty bad rep in the financial arena, for obvious reasons. Either you can’t ever get approved for one, or they get you into more trouble than you’re already in. So generally speaking, many frown on the American institution known as the personal loan. […]

The post Finding the Right ZIPPY Personal Loan for Your Needs appeared first on THE INCOME TAX PLANNING NETWORK.

The post Finding the Right ZIPPY Personal Loan for Your Needs appeared first on Independent Credit Solutions.

The post Finding the Right ZIPPY Personal Loan for Your Needs appeared first on Cloud Based Bookkeeping.

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Finding the Right ZIPPY Personal Loan for Your Needs

Posted by wpadmin | Posted in Financial Advisement, Personal Finance | Posted on 08-03-2016

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Let’s be honest here: those ‘personal loans’ we keep hearing about get a nasty bad rep in the financial arena, for obvious reasons. Either you can’t ever get approved for one, or they get you into more trouble than you’re already in. So generally speaking, many frown on the American institution known as the personal loan. But a ZIPPY personal loan? Now we’re talking!

What Is a ZIPPY Personal Loan? It’s a Little Thing Called TRUST

Many financial institutions really need to get the memo of the times today. Credit repair’s huge these days for good reason. Lenders, whether it’s auto or real estate, look at those credit reports and want to see some positive lines of credit. That means installment loanscredit cards that are in good standing, that sort of thing. So let us repeat:

THEY WANT TO SEE THAT YOU HAVE OPEN ACCOUNTS AND THAT YOU’RE PAYING ON THEM.ZIPPY personal loan

This means that a personal loan — nay, a ZIPPY personal loan (and we’ll get to what we mean by ZIPPY) — is like gold to a lender. It tells a lender that you’re qualified to get some money in your pocket! That means you’re reliable. You’re reliable enough to get a — hold your breath — a home loan! Now that’s the virtual holy grail of personal finance, at least related to real estate, but don’t even get us started on auto loans. You want that car? Prove you can get a personal loan, and you’re off on the right foot.

Obviously, the Problem With Many Personal Loans Is Timing and Difficulty

Like we’ve already mentioned, you have to jump through some hoops to get that personal loan. We get it. Moreover, sometimes the credit score may get in the way (yet another reason why credit repair’s the key). So you need a little helping hand here. That’s where TRUST comes into play.

When you sign up for a ZIPPY loan, here’s what you get:

 

  • You Get Over 100 Lenders Instead of 10 Looking at Your Application!

  • You Get Multiple Loan Options Instead of Only One Way to Go!

  • You Get a 5-Minute Guaranteed Approval Versus Days and Days….

 

And days of wondering if you’re going to get approved (or just flat-out denied in seconds!). Here’s the key to getting the right ZIPPY personal loan — you sign up right here and get your approval in five minutes. It’s that simple. See where the ZIPPY comes in? It’s fast money in a ZIP, and here’s the best part:

THIS ZIPPY PERSONAL LOAN WILL IMPROVE YOUR CREDIT SCORE.

Say hello to the new car, in other words. Maybe access to more credit, credit increases. A new mortgage. The sky’s the limit. Simply pay the loan back through flexible installments after qualifying right here, and not only do you get some financial cushion, but you’ll watch your credit report looking cleaner and cleaner.

So Don’t Hesitate to Apply for That ZIPPY Personal Loan

In a flash, you’ll get some cash — and then more to last a lifetime.

CLICK HERE AND SIGN UP FOR THAT PERSONAL LOAN RIGHT NOW.

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4 Top Infamous Thieves Having NOTHING to Do With Identity Theft

Posted by wpadmin | Posted in Identity Theft | Posted on 22-01-2016

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What does a thief look like in modern society? Are they strung-out crackheads? Or the devilishly good-looking James Bond types that you see on TV? Does it matter? In all honesty, no.

The Thief of Today’s Age Can Be Anyone

Your 16-year-old babysitter, the nerd you picked on in high school, and even your boss. And why is that?identity theft nerd Because today the largest growing trend in thievery is identity theft, a crime where the criminal doesn’t even need to have a face, or even a “personality”! More than ever there has been a need to enroll in identity theft protection.

But if that doesn’t convince you of why you need the credit monitoring, restoration, alerts and even credit repair associated with something like LifeLock or Identity Guard, know this….

Even the Top Infamous Thieves of Our Age Wouldn’t Know How to Be Criminals of Identity Theft!

And that’s saying a lot right there. Ever heard of Robin Hood, the famous man in tights serving the poor?Or how about Robert Louis Stevenson’s fickle pirate Long John Silver and his hunger for treasure? Even the sexy and dangerous gangster couple Bonnie and Clyde would be scratching their heads about social media and bank accounts, because back then it was all about the tommy gun and toting bags of cash. Plus you can’t even beat Ali Baba in stumbling onto a secret lair saying “open sesame” and stealing from 40 other thieves (but he certainly couldn’t scam and hack his way into your daughter’s Facebook account, we think!).

These four thieves wouldn’t know what to do with this scheme called identity theft. It’s above and beyond them. They committed crimes, sometimes in the worst way — either fictionally or historically — yet your everyday identity thief could do so much more.

So take this advice — protect your identity. Immediately.

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The post 4 Top Infamous Thieves Having NOTHING to Do With Identity Theft appeared first on Ultimate Identity Protection Services.

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Check Out the UIP Google+ and LinkedIn Pages!

Posted by wpadmin | Posted in Identity Theft | Posted on 22-01-2016

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Scroll down below, and you’ll see the offer to follow beckoning your call. Learn more about what we bring to the table on social media as we grow our outreach and make it clear that ID theft has no place in the lives of U.S. citizens. UIP makes it happen.

And UIP Makes It Happen on Google+ and LinkedInUIP-1

Here’s the thing about identity theft. It’s a growing epidemic. And the worst of it is this: social media happens to be a serious target as well! So why not fight the battle there as well?

UIP-2Whether You’re a Business or Individual….

It’s pretty clear: you’ll need identity theft protection. Especially if you’re on social media. If by chance you have a Google+ account, or a LinkedIn account, or even a Facebook account (which, who knows, we may end up having a page there, although there already is one dedicated to identity theft protection), don’t hesitate to contact us at UIP.

Our job is to help make sure your identity’s safe. Secure. Safeguarded. Because without that identity, you’re lost. And so is your future. Join us now on Google+ and LinkedIn and see what we can provide for you as far as industry trends, news, updates and developments in the space that is ID theft protection. It’s time we build this community the way it needs to be.

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The post Check Out the UIP Google+ and LinkedIn Pages! appeared first on Ultimate Identity Protection Services.

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4 Truly Successful Credit Repair Secrets

Posted by wpadmin | Posted in Financial Advisement, Government, Personal Finance | Posted on 22-01-2016

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Here’s what you have to remember about credit repair — the long-term goal is the ultimate benefit. Home ownership. Easy loan approvals. Peace of mind. That pristine credit score will get you far, honestly, for the rest of your entire life with the best credit repair secrets! The benefits could easily last beyond your own needs, too. Think about your spouse. Your kids. Your life beyond your own.

In Other Words — Your Credit Score Is You

So you’ll do whatever you can to get a hold of the best credit repair secrets out there without having to shell out your entire savings and see minimal effort. One thing’s for sure: without the best credit repair secrets, that spotty credit report will cause massive problems for you in your life, everything from mortgage financing, refinancing, home improvement, emergency loans, medical bills. You name it. So get that credit score up with these credit repair secrets right now:

  1. Removing the Negatives — One call to Lexington Law at 844-346-3262, and you’re well on your way toward the first step of credit repair. Getting rid of those “stains” on the credit report. You cancredit repair secrets-1 even sign up right here to get started. Why is it important to remove those negatives? Because they’ll stay on for a very, very, very long time. Unless you act now.
  2. Opening Up New Lines of Credit — Next you need to show creditors that you can hold up on credit lines, making payments and such. How do you do that? You can open up new secured credit card accounts — click here for one offer, or here for another offer. And the trick is to start making small purchases, paying them off immediately. What you’ll find is the payments will be recorded on your credit report to show that you are reliable. What happens then? Your credit score goes up!
  3. Try Personal Loans and Cash Advances, Too — Every now and then, emergencies do happen in your life. But did you know that taking out a loan or even a cash advance out of your paycheck can actually improve your credit score? The key is religiously being diligent about getting payments in to pay it back. They’re not handouts. Heck, if you even wanted to just take a personal loan out for its own sake, do it. A cash advance, knowing you won’t have any trouble paying it back, won’t hinder you in any way. So why not do it if it will better your credit score?
  4. Lastly, This Secret Out of All Credit Repair Secrets Will Blow Your Mind — Your rent payments. You heard us right. Did you know that your own rent payments, even retroactively, can boost your credit score astronomically? Take advantage of adding those payments onto your report through Rental Kharma, because why wouldn’t a lender or creditor even think you’re reliable when they see that you’re always making your payments? Makes sense….

Of Course These Credit Repair Secrets Make Sense!

And the best part is the majority of this will be a small temporary investment on your part. The bonus is you have those safety nets — your lines of credit and the ability to take out any loan you want at will due to that high credit score. Getting your credit repair fixed is about as easy as buying a candy bar with your credit card — and paying it back, so it shows on your report.

Just follow these rules implicitly. Click here for sponsored listings right nowSign up right now to get started immediately! And feel free to visit our Google+ page and Facebook page to learn more about what it takes to restore your credit to where it needs to be.

The post 4 Truly Successful Credit Repair Secrets appeared first on Independent Credit Solutions.

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Life just happens, good or bad, for many families out there in the United States. There’s no denying it. Single mothers, even single fathers: low-income families have a burden on their shoulders where basic bookkeeping becomes a stress of mammoth proportions due to the fact that there’s never enough income generated to pay necessary bills just to make it day by day.

So what has to be in place? Simply put, government aid. It’s almost a necessity for low-income families. But whether you think it’s a crutch or not, and whether many simply seem to take advantage of the benefits offered by the government, one thing is clear — even the families that do work hard seem to only make it by the skin of their teeth, having to pull from their next paychecks to pay back someone who lent money, or robbing “Peter” to pay numerous “Pauls,” because the fact is this — government aid can only do so much in comparison to personal finances (and, yet, there’s so much going into those funds that it may shock you).

Here Are Five Facts That Just Might Blow You Away With Respect to Government Aid and Low-Income Familieslow-income families

What Do These Facts Mean to You? That They Prove Benefits Don’t Benefit?

On the contrary…. They certainly make their mark. If it wasn’t for these programs, you’d have single parents on minimum wage or low-income families stuck in homeless shelters without any way to make the rent payment. That’s just a matter of fact….

But when you’ve got a certain fast-food chain making anywhere around $4.8BB in annual profits, it begs the question about employment — why not pay your workers what they earn with all the hours they put in, or want to put in, so they can get off of government aid and not have to pick and choose on their expenses?

Your average low-income worker will have just over $6K in annual income and about $11K in benefits for food, rent and child care. How’s that for a perspective on low-income families?

ITPN recognizes there’s a problem with the current system we have in place. So let’s fix it. Now.

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Life just happens, good or bad, for many families out there in the United States. There’s no denying it. Single mothers, even single fathers: low-income families have a burden on their shoulders where basic bookkeeping becomes a stress of mammoth proportions due to the fact that there’s never enough income generated to pay necessary bills just to make it day by day.

So what has to be in place? Simply put, government aid. It’s almost a necessity. But whether you think it’s a crutch or not, and whether many simply seem to take advantage of the benefits offered by the government, one thing is clear — even the families that do work hard seem to only make it by the skin of their teeth, having to pull from their next paychecks to pay back someone who lent money, or robbing “Peter” to pay numerous “Pauls,” because the fact is this — government aid can only do so much in comparison to personal finances (and, yet, there’s so much going into those funds that it may shock you).

Here Are Five Facts That Just Might Blow You Away With Respect to Government Aid and Low-Income Familieslow-income families

What Do These Facts Mean to You? That They Prove Benefits Don’t Benefit?

On the contrary…. They certainly make their mark. If it wasn’t for these programs, you’d have single parents on minimum wage or low-income families stuck in homeless shelters without any way to make the rent payment. That’s just a matter of fact….

But when you’ve got a certain fast-food chain making anywhere around $4.8BB in annual profits, it begs the question about employment — why not pay your workers what they earn with all the hours they put in, or want to put in, so they can get off of government aid and not have to pick and choose on their expenses?

Your average low-income worker will have just over $6K in annual income and about $11K in benefits for food, rent and child care. How’s that for a perspective?

ITPN recognizes there’s a problem with the current system we have in place. So let’s fix it. Now.

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Life just happens, good or bad, for many families out there in the United States. There’s no denying it. Single mothers, even single fathers: low-income families have a burden on their shoulders where basic bookkeeping becomes a stress of mammoth proportions due to the fact that there’s never enough income generated to pay necessary bills just to make it day by day.

So what has to be in place? Simply put, government aid. It’s almost a necessity. But whether you think it’s a crutch or not, and whether many simply seem to take advantage of the benefits offered by the government, one thing is clear — even the families that do work hard seem to only make it by the skin of their teeth, having to pull from their next paychecks to pay back someone who lent money, or robbing “Peter” to pay numerous “Pauls,” because the fact is this — government aid can only do so much in comparison to personal finances (and, yet, there’s so much going into those funds that it may shock you).

Here Are Five Facts That Just Might Blow You Away With Respect to Government Aid and Low-Income Familieslow-income families

What Do These Facts Mean to You? That They Prove Benefits Don’t Benefit?

On the contrary…. They certainly make their mark. If it wasn’t for these programs, you’d have single parents on minimum wage or low-income families stuck in homeless shelters without any way to make the rent payment. That’s just a matter of fact….

But when you’ve got a certain fast-food chain making anywhere around $4.8BB in annual profits, it begs the question about employment — why not pay your workers what they earn with all the hours they put in, or want to put in, so they can get off of government aid and not have to pick and choose on their expenses?

Your average low-income worker will have just over $6K in annual income and about $11K in benefits for food, rent and child care. How’s that for a perspective on low-income families?

ITPN recognizes there’s a problem with the current system we have in place. So let’s fix it. Now.

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Life just happens, good or bad, for many families out there in the United States. There’s no denying it. Single mothers, even single fathers: low-income families have a burden on their shoulders where basic bookkeeping becomes a stress of mammoth proportions due to the fact that there’s never enough income generated to pay necessary bills just to make it day by day.

So what has to be in place? Simply put, government aid. It’s almost a necessity for low-income families. But whether you think it’s a crutch or not, and whether many simply seem to take advantage of the benefits offered by the government, one thing is clear — even the families that do work hard seem to only make it by the skin of their teeth, having to pull from their next paychecks to pay back someone who lent money, or robbing “Peter” to pay numerous “Pauls,” because the fact is this — government aid can only do so much in comparison to personal finances (and, yet, there’s so much going into those funds that it may shock you).

Here Are Five Facts That Just Might Blow You Away With Respect to Government Aid and Low-Income Familieslow-income families

What Do These Facts Mean to You? That They Prove Benefits Don’t Benefit?

On the contrary…. They certainly make their mark. If it wasn’t for these programs, you’d have single parents on minimum wage or low-income families stuck in homeless shelters without any way to make the rent payment. That’s just a matter of fact….

But when you’ve got a certain fast-food chain making anywhere around $4.8BB in annual profits, it begs the question about employment — why not pay your workers what they earn with all the hours they put in, or want to put in, so they can get off of government aid and not have to pick and choose on their expenses?

Your average low-income worker will have just over $6K in annual income and about $11K in benefits for food, rent and child care. How’s that for a perspective on low-income families?

ITPN recognizes there’s a problem with the current system we have in place. So let’s fix it. Now.

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You’re probably wondering how you could possibly make money just from receiving our benefits. Easy. As a member of ITPN, we’ll put it in perspective for you: if you refer just one friend or family member to us each month, this is what you get, right in your pocket: $40 for each referral.income tax family

That’s $480 each year. In your pocket. Get the picture? Makes the Income Tax Planning Network’s $25/month membership seem like pennies when you think about it. And that’s just when you refer only one person a month to us. Want to do the math if you refer five people to us? Or ten people?

How can you not take advantage of this unique benefit?

Thank You for Helping Us Grow Our Family. Your Family.

Thank you for being a part of this family. Please do call our office at 888-203-3030 to set up your free marketing training, starting you off on generating revenue with us right away.

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